More Sense Than Dollars

More Sense Than Dollars

Some people have more dollars than sense. They spend money they don’t have, rack up debt, and have no control over their personal finances. If you don’t want to be that person, join Nick and Harry for the personal finance class you should have had in school.

Every episode covers a different topic with no background knowledge needed and only what’s important. Whatever your money situation is today, you’ll learn how to get on track with some bite-size steps and a little financial sense.

Balancing Your Wants: Short-Term Treats vs. Long-Term Joy
January 22, 2026
84
00:28:2539.04 MB

Balancing Your Wants: Short-Term Treats vs. Long-Term Joy

Once you have your budget in order and disposable income to spend, how should you spend it? In this episode we discuss how to separate short term from long term wants and tactics on how to get the most out of the fun money leftover in your bank account.

Staying the Course: Personal Finance Takeaways from 2025
December 18, 2025
83
00:27:3037.79 MB

Staying the Course: Personal Finance Takeaways from 2025

2025 was a year of tariffs, stock market volatility, and interest rate changes. In this episode we recap the top stories of 2025 and how they'll impact your personal finances going into 2026.

Season 8 Q&A: The One All About Credit Cards
September 25, 2025
82
00:27:0937.3 MB

Season 8 Q&A: The One All About Credit Cards

In this episode we answer the top 5 questions from this credit card focused season. Thank you for listening, see you next season!

Credit Card Churning: How to "Manufactured Spend" Your Way to the Top
August 14, 2025
81
00:26:3236.47 MB

Credit Card Churning: How to "Manufactured Spend" Your Way to the Top

Are you trying to get more credit card sign up bonuses but can't charge enough to hit the minimum spend? In this episode we explain manufactured spending, a way to get more on your credit card statement without hurting your budget. This is an advanced churning strategy, but when done right can r...

Credit Card Churning: Pro Tips for Maximum Points
July 31, 2025
80
00:29:3640.67 MB

Credit Card Churning: Pro Tips for Maximum Points

If you're having fun credit card churning but want to take things to the next level and really max out those points, this is the episode for you. We share some of the more advanced tips including two player mode, getting business cards, how to fish for targeted offers, and why you shouldn't ...